Standards, or requirements, may have changed. There used to be a risk of losing one film roll due to wrong manipulation in the darkroom, or possibly several due to drowning, massive X-Ray, etc.
I do not know how the figures compare with the probability of "losing" an SD card (usually not resulting in a total loss of contained pictures). I had two cases in 15 years (one CF, one SD, in the second case from a not-so-reputable brand), and only a few pictures were FUBAR.
The gang of US wedding photographers seems very voicy on Nikon Rumors
![Smiley :)](https://nikongear.net/revival/Smileys/default/smiley.gif)
though. But, given the overwhelming range of products, there is no need to get ballistic about any particular (missing) feature.