Utakleiv, Lofoten Archipelago, Arctic Norway end of August. Water temperature could hardly be more than 8-9 degrees, but these kids weren't bothered and ran happily into the Polar Sea waves.
IR with my old D70 and the even older Nikkor 28mm f/3.5 lens. No LiveView so I didn't know the field of view and as this was the first shot in a series, it is on the blurry side. However, the kids were so well positioned within the frame I opted for this instead of the later and sharper exposures.