Thanks all, I was trying to exercise some control with my shutter speeds vs ISO so have a ton of fun images with all levels of motion blur.
MF, I am not sure about the Clarity being zeroed out in NEF but you are probably right.
This one is a redo using Flat Profile in CC2015 with very slight sharp added and Nik Contrast, I've culled two days of Kingfishers down to about 600 images to play with.