Speaking of equipment, I will be without one of my two workhorses - the 18-35 AFS G - which I lost, about 3 weeks ago. Since when my insurers have done nothing but f*ck around, wasting time, sitting on their hands, asking for "more information" which they already had - twice.
I could just go out and buy another lens, but I pay an annual premium of 2.5% of the new value of my equipment, and have done for more than 45 years, so I am happy if the insurers stump up for this one.